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TILL REFERRAL PROGRAM TERMS & CONDITIONS

Last updated March 12, 2021

Those who successfully join the Till waitlist (“Eligible Referrer(s)”) may be entitled to voluntarily participate in the Till Referral Program (“Referral Program”). A unique website link is assigned to the Eligible Referrer’s waitlist account, referred to as their personalized referral link (“Referral Link”) . To participate in the Referral Program, Eligible Referrers will need to refer friends who have not already joined the waitlist (“Referred User(s)”) and invite them to join the waitlist using their Referral Link.

For each Referred User who opens and funds a new Till funding account by using the Referral Link, and meets the terms and conditions of the specific promotional campaign associated with the Referral Link that was used for the referral, Till will: (a) credit the Eligible Referrer’s Till funding account with a one-time referral bonus in the amount specified in the promotional campaign associated with the Referral Link that was used for the referral (“Referral Bonus”); and (b) credit the Till funding account of the Referred User with a one-time welcome bonus in the amount specified in the promotional campaign associated with the Referral Link that was used for the referral (“Welcome Bonus”). Only one Referral Bonus and one Welcome Bonus will be awarded for each Referred User. Only one Welcome Bonus will be awarded to the Referred User’s family profile within the Till platform. Eligible Referrers will not earn a Referral Bonus if the Referred User has or had an existing Till funding account, or does not use their Referral Link. A minimum of $25.00 must be funded into the Referred User’s account and the account must hold those funds for a period of 30 days. The Referral Bonus and Welcome Bonus awarded must be spent through the Till debit card (physical or digital).

Additional requirements around eligibility of the referral bonus:

  1. Referrer must complete these steps within 30 days of receiving their invite to
    1. Create a new Till account using their personal “Join Till” link
    2. Create a new family
    3. Link an external bank account for funding their new Till account
    4. Complete a funding transfer of at least $25 into guardian holding account
    5. Add at least one child (beneficiary) account to their family
  2. Each referred user must complete these steps within 30 days of receiving this email:
    1. Create a new Till account using their personal “Join Till” link
    2. Create a new family
    3. Link an external bank account for funding their new Till account
    4. Complete a funding transfer of at least $25 into guardian holding account
    5. Add at least one child (beneficiary) account to their family

If all of the conditions in 1 and 2 above are met, Till will transfer $10 to the Referrer’s funding balance and $10 to the referred User's Funding balance within 30 days of completion of all the above conditions.

Criteria for the Referral Bonus and the Welcome Bonus are determined in Till’s sole discretion, and may change over the course of the Referral Program. The Referral Bonus and Welcome Bonus will be applied automatically to the balance within the Eligible Referrer’s Till funding account. The amount of the Referral Bonus and the Welcome Bonus earned and redeemed are subject to change at any time at Till’s sole discretion.

Till reserves the right, at its sole discretion, to deny a Eligible Referrer or a Referred User access to a Till account for reasons including but not limited to suspected fraud, inadequate credit history, or failure to meet the eligibility criteria for the product. In this case, the Eligible Referrer would not receive the Referral Bonus.

The Referral Link may only be used for personal and non-commercial purposes. Eligible Referrers may share their link with their personal connections via social media, email, or word of mouth, where they are the primary content owner. In cases where the Eligible Referrer is not the primary owner of the content or website (e.g., Wikipedia, coupon websites, affiliate websites, discussion forums, etc.), public distribution is not allowed. Promoting or advertising the Referral Link via search engine marketing or any other paid advertising media (e.g., Bing/Yahoo/Adwords) is not allowed. Eligible Referrers are not allowed to misrepresent their relationship with Till, and they will not make any warranty or representation on behalf of Till. Eligible Referrers are not allowed to refer themselves or members of their household for the purposes of earning either the Referral Bonus or the Welcome Bonus.

Till reserves the right, at its sole discretion, to deactivate the Eligible Referrer’s account(s) and revoke the Referral Bonus and/or the Welcome Bonus of any account holder who it finds or believes to be earning or using Referral Credits against these Terms of Service, or who is manipulating or abusing Till Services or the Till Platform.

For greater certainty, Till reserves the right, at any time and in our sole discretion, to add to or amend these Terms of Service in relation to the use of the Referral Program or to vary or terminate the operation of a Referral Bonus issued pursuant to the Referral Program at any time without notice.

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Banking services provided by Coastal Community Bank, Member FDIC. Till accounts are FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. The Till Visa Card is issued by Coastal Community Bank pursuant to license by Visa U.S.A. Inc.

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